Reference Business Coaching

When visiting catrinrubenson.com and signing up for the services on this page you are accepting and agreeing to our terms and conditions.

Introduction
These Terms and Conditions apply to all website visitors, customers, and all other users of the site of catrinrubenson.com. By using this website and services you agree to the Terms and Conditions, without modification, and acknowledge that you have read and understood.

Use of the Website and the services.
To access or use the website catrinrubenson.com, you must be 18 years of age or older and have the power and authority to enter into these Terms and Conditions. The website makes no representation or warranty that the information provided, regardless of its source (the “Content”), is accurate, complete, reliable, current, or error-free. catrinrubenson.com disclaims all liability for any inaccuracy, error, or incompleteness in the Content.

Services and products
The subject of the contract can be the following services (although the list is not exhaustive):
One2One Coaching
Group mentoring
• Mentoring program
• Online courses
• E-books
• Online events / live events
• Membership

Offers non-binding
All offers on the Internet are non-binding and do not represent a legally binding offer to conclude a contract.

Booking process
The following applies to bookings made verbally, by telephone, in writing, by email, SMS, WhatsApp, in a Facebook group or a messenger service:
We present our offer to you on our websites or in postings. This is our offer to you to conclude a contract. We have linked our terms and conditions for you there. You can then accept our offer by transferring the specified amount to our account. As soon as you send us the transfer receipt, you are entitled to the purchased product.

Prices and invoicing
The prices at the time of booking apply.
The prices are net prices (plus statutory VAT, shown for Switzerland).

An invoice is always sent to you by email in the form of a PDF document. The invoice amount is due immediately upon receipt of the invoice and must be paid to us within 14 days.

Access to the respective offers is made dependent on a previous receipt of payment. As soon as we have received your payment, you are entitled to our corresponding consideration from this point in time.

Activation only takes place, when the amount is credited to our account. As a rule, you will then immediately receive your access data for the member area or the link to generate your access data for the member area.

Coaching Principles
In the focus of our work, catrinrubenson.com see the human being with his/her own perception and life. This uniqueness I meet with respect and appreciation. Rubenson GmbH make no decisions for you as a coachee or client. Rubenson GmbH is not responsible for your life. Rubenson GmbH expect you to cooperate to improve your situation.

Create an Account
In order to use the Service, you may be required to provide information about yourself including your name, email address and other contact information. You agree that any registration information you give to catrinrubenson.com will always be accurate, correct, and up to date. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction.

Use for lawful purposes
You may use the Site and Service for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf on the website catrinrubenson.com. You agree to use the website and to purchase services or products through the website for legitimate, non-commercial purposes only. You shall not post or transmit through the website any material, which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

Right to refuse service
The Services are offered subject to our acceptance of your order or requests. We reserve the right to refuse service to any order, person or entity, without the obligation to assign reason for doing so. No order is deemed accepted by us until payment has been processed. catrinrubenson.com may at any time change or discontinue any aspect or feature of the website or service, subject to fulfilling our previous responsibilities to you based on acceptance of your payment.

Error in confirmation
We will email you to confirm the placement of your order and with details concerning service and/or product delivery. In the event that there is an error in this email confirmation, it is your responsibility to inform us as soon as possible.

Returns, refunds or cancellation
Your purchase of a product or service have a no refund policy.

Intellectual property
The website and service contain intellectual property owned by Rubenson GmbH/ catrinrubenson.com, including trademarks, copyrights, proprietary information, and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the website, service, content or intellectual property, in whole or in part, without our prior written consent. We reserve the right to immediately remove you from the service, without refund, if you are caught violating this intellectual property policy.

Use of calls and recordings
Coaching calls, audio or visual services may be recorded and can be used in the future by Rubenson GmbH for business and promotional materials or in conjunction with the sale of any products or services unless you specifically request otherwise. If you would like to make such a request, please send an email to us.

Limitation of Liability
You agree that under no circumstance shall Rubenson GmbH/ catrinrubenson.com be liable fo direct, indirect, incidental, consequential, special, punitive, exemplary or and other damages arising from the use of the website oder service. Additionally Rubenson GmbH is not liable for damages in connection with any failure of performance, error, denial of service, omission, attack, interruption, deletion, defect, delay in operation or transmission, computer virus or lune or system failure, loss of revenue, anticipated profits, business, savings, goodwill or data, third party theft, destruction of unauthorized access to, alteration of, or use of information or property regardless of our negligence, failure of an essential purpose and wether such liability arises in negligence, contract, tort, or any other theory of legal liability. The foregoing applies even if Rubenson GmbH has been advised of the possibility of or could have foreseen the damages. In those countries that do not allow exclusion or limitation of liability for damages, our liability is limited to the lowest possible exten permitted by law. In no event will the cumulative liability to you exceed the total purchase price of the service you have purchased from Rubenson GmbH and if no purchase has been made by you, Rubenson GmbH/ catrinrubenson.com cumulate liability to you shall not exceed CHF 50.-

Disclaimer of Warranties
All material and services on the website catrinrubenson.com are provided on an as is basis without any warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability or fitness for a particular purpose, or warranty of non-infringement without limiting the foregoing, we make no warranty that a.) the services and materials will meet your requirements, b.) the series and materials will be uninterrupted, timely, secure, or error-free, c.) the result that may be obtained from the use of the services or materials will be effective, accurate or reliable, or d.) the quality of any product, services, or information purchased or obtained by you from the website from Rubenson GmbH or our partners will meet your expectations or be free from mistakes, errors or defects. This website could include technical or other mistakes, inaccuracies or typographical errors. We may make changes to the materials and services at the website, including prices and descriptions of any product listed here, at any time without notice. The materials or services at the website may be out of date and we make no commitment to update such materials or services. The us of the services or the downloading or other acquisition of any materials through this website is done at your own discretion and risk with your agreement that you will be solely responsible for any damage to your computer, or loss of data that results from such an activity. You understand and agree that the services available on this site are provided “as is” and that we assume no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings. Some countries or jurisdictions do not allow the exclusion of certain warranties, so some of the above li

No Professional Advice
The information contained in or made available through this website (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. We and our licensors, partners, or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through this website. Neither we nor our partners, or any of their partners, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.
The statements made on this website are solely the opinion of the author and in no way should be construed as professional advice.
You alone are responsible and accountable for your decisions, actions and results in life, and by your use of this website, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

Third party websites
The website and the services contain links to third party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content, or policies of third party websites or resources. Links to such websites or resources do not imply any endorsement by us. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.
Please refer to the third party website’s own Privacy Policy and Terms of Use. catrinrubenson.com terms of conditions do not apply once you leave our Site.

About
Rubenson GmbH is based in Switzerland. Rubenson GmbH/ catrinrubenson.com makes no claims that the content are appropriate or may be downloaded outside of Switzerland. Access to the content may not be legal by certain persons or in certain countries. If you access the website from outside Switzerland, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. The following provisions survive the expiration or termination of this Agreement for any reason whatsoever: Liability, User Submissions, User Submissions – image, video, audio file, Indemnity, Jurisdiction, and Complete Agreement.

Indemnity
You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third party claims and causes of action, including, without limitation, attorney’s fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the website or service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third party claim or waive any defense without our prior written consent.

Effect of heading
The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions.

Complete agreement, waiver
This Agreement constitutes the entire agreement between you and Rubenson GmbH pertaining to the website and service and supersedes all prior and contemporaneous agreements, representations, and understandings between us. No waiver of any of the provisions of this agreement by catrinrubenson.com shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by Rubenson GmbH.

Rubenson GmbH
Oberrenggstrasse 7
CH-8135 Langnau am Albis
Switzerland

Electronic Communications
When you visit the Website or send emails to catrinrubenson.com, you are communicating with us electronically. You thereby consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial proceedings or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Governing law
This Agreement shall be construed in accordance with, and governed by, the laws of Switzerland as applied to contracts that are executed and performed entirely in the canton of Zürich. The exclusive venue for court proceeding based on or arising out of this Agreement, or in connection with dispute including any claim involving Rubenson GmbH or its subsidiaries, employees, contractors, officers, directors, telecommunication providers, and content providers shall be Zürich, Switzerland. The parties agree to attempt to resolve any dispute, claim, or controversy arising out of or relating to this Agreement by mediation, which shall be conducted under the then current mediation procedures.

Recovery of litigation expenses
If any legal action or other proceeding is brought for the enforcement of this agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorney’s fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.

Severability
If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.

Assignment
These terms and conditions bind and inure to the benefit of the parties’ successors and assigns. These terms and conditions are not assignable, delegable, sub-licensable, or otherwise transferable by you. Any transfer, assignment, delegation, or sublicense by you is invalid.

April 2021

The protection and security of personal information is a high priority for us. Therefore, we strictly adhere to the rules of the Swiss Data Protection Act. Below you will be informed about what type of data is collected and for what purpose it is collected:

1. Data transmission / data logging

When visiting this page, the web server automatically logs log files that can not be assigned to a specific person. This data includes z. For example, browser type and version, operating system used, referrer URL (previously visited page), IP address of the requesting computer, server request date and time of access, and client file request (file name and URL). These data are collected only for the purpose of statistical evaluation. A transfer to third parties, for commercial or non-commercial purposes, does not take place.

2. Use of personal data

Personal data will only be collected or processed if you voluntarily provide such information, e.g. in the context of a request. Unless there are any necessary reasons for doing business, you may at any time revoke in writing (such as by e-mail or fax) the previously granted approval of your personal data storage with immediate effect. Your data will not be disclosed to third parties, unless disclosure is required by law.

3. Information, modification and deletion of your data

In accordance with applicable law, you can always ask us in writing whether and which personal data we have stored about you. A corresponding message will be sent to you immediately.

4. Security of your data

Your personal data made available to us will be secured by taking all technical and organizational security measures so that they are inaccessible to unauthorized third parties. When sending very sensitive data or information, it is recommended to use offline post, as a complete data security can not be guaranteed by e-mail.

5. Note about Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Inc. ("Google"). Google Analytics uses so-called "cookies", d. H. Text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about your use of this website (including your IP address) is transmitted to and stored by Google on servers in the United States. Google will use this information to evaluate your use of the website, to compile reports on website activity for website operators and to provide other services related to website activity and internet usage. Google may also transfer this information to third parties if required by law or as far as third parties process this data on behalf of Google. Google will in no case associate your IP address with other Google data. You can prevent the installation of cookies by setting your browser software accordingly; However, please be aware that in this case you may not be able to fully use all the features of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

6. Cookies

On some of our sites we use so-called "session cookies" to help you to use our websites. These are small text files that are stored on your hard drive only for the duration of your visit to our website and are deleted when the browser is closed, depending on the setting of your browser program. These cookies do not retrieve information stored on your hard drive about you and do not affect your PC or its files. Most browsers are set to automatically accept cookies. However, you can disable the storage of cookies or set your browser to alert you to the sending of cookies.

7. Changes to this Privacy Policy

We will update these policies to protect your personal information from time to time. You should occasionally review these guidelines to stay up to date on how we protect your information and continually improve the content on our site. If we make material changes to the collection, use and / or disclosure of the personal information you provide to us, we will notify you by providing a clear and visible reference to the Site. By using the website, you agree to the terms of these privacy policies.

If you have questions about this privacy policy, please contact us via our contact page.